Podcast profile
By Currencycloud
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The Payments Innovation Podcast: FinTech | Innovation | eCommerce is dedicated to helping business leaders navigate today’s global digital economy.
Latest episode
23 min
Topics
Payment rails, cards, wallets, transfers, merchant systems, and payment infrastructure.
Laws, regulation, antitrust, standards, and public policy governing technology.
Digital banking products, bank technology, financial services transformation, and banking platforms.
Formats
Host-led conversation where a guest supplies most of the subject matter.
Interpretation, opinion, debate, review, and analytical discussion.
Audience level
Assumes basic technology literacy and familiarity with common products, roles, and terminology.
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Episodes shown — 10 of 25
We're riding the wave of embedded finance, a concept that's both an evolution and a revolution in financial services. Back in 2019, it was seen as the missing piece in the tech stack, seamlessly integrating finance into everyday activities. But five years later, the landscape has shifted.
The world of e-commerce is brimming with global possibilities, where buyers and sellers can now be in almost any corner of the planet. But cross-border payments can still remain a complex, slow, sometimes costly process.
Small and medium-sized businesses are the lifeblood of many economies, with more than 5 million SMBs in the UK, and 99 million in the US.
2023 was an explosive year for Generative AI. The mainstream emergence of tools like Chat GPT generated a huge amount of excitement and hype. In the wake of this, 93% of fintechs believe that generative AI is poised to revolutionise the fintech and financial services sector.
Cyberattacks are on the increase, with bad actors proliferating around the world. By the end of 2023, according to Cybercrime magazine, hackers will have caused $8 trillion in global damages. In 2022, Moody’s listed banks as being at high risk of attack, and Fintech is also in the firing line.
What does Black History Month mean to you? It could be a time to recognise the achievements of the Black community, to draw attention to ongoing problems with racism, or an opportunity to stand as an ally of Black friends and colleagues.
Visa acquired Currencycloud in 2021. Now, leveraging the expertise from both companies, it has launched a Cross-Border Payment Solutions.
In 2022, the US Federal Reserve announced that it had been developing a “wholesale” central bank digital currency (CBDC), designed to speed up transfers between banks around the world. The aim of the new network would be “to reduce settlement risk in cross-border, cross-currency transactions.”
Super-apps have made a big splash in Asia over the past decade. Chinese giant WeChat, with one billion active monthly users, has millions of mini apps that run inside the platform, eliminating the need for separate apps to shop, find restaurants, or check train times. But can super-apps work in the West?
Since it burst onto the scene in the mid-2010s, Fintech has revolutionised the way we save, borrow, and transfer money, and become a shining light of British industry. But recent news headlines have shown that maturing as a sector can be a challenging road. Can Fintech continue its impressive trajectory?